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Bennett Lewis
Bennett Lewis

Do You Need Insurance To Buy A Used Car



This list of check will give you a good insight into what you need to look out for when inspecting a used car, however, it's always advisable to take someone with you who has a good knowledge of cars and mechanics, if you don't yourself - especially if you are spending any significant amount on the car.




do you need insurance to buy a used car



The best months to buy a used car are generally March and September. This is due to the new registration plates being introduced, which swells the used car market as owners look to purchase new models.


In addition, the seller may be liable for any damage or injury caused by a fault in the item if they fail to disclose the fault to the buyer prior to the purchase. Therefore, it is important for the seller to make the buyer aware of any known defects or faults with the item before the sale is completed.


NOTE: To register a new or used vehicle you just purchased, you will need to supply additional information such as proof of insurance, enhanced emissions test and other crucial documents.


Insurance card, copy of insurance policy or letter from your insurance company on the company's letterhead including a description of the vehicle with the following information: year, make, model, vehicle identification number (VIN), effective date and expiration date of the policy.


*A weight slip will be required for trucks that have been modified over 300 pounds. County staff will need to ask if the vehicle has been modified and by how many pounds to determine if the vehicle needs a certified weight slip. For vehicles modified over 300 pounds, MSOs, titles or Vintelligence information will not be accepted.


Insurance card, copy of insurance policy or letter from your insurance company on the company's letterhead including a description of the vehicle with the following information: year, make, model, vehicle identification number (VIN),effective date and expiration date of the policy.


Insurance card, copy of insurance policy, or letter from your insurance company on the company's letterhead including a description of the vehicle with the following information: year, make, model, vehicle identification number (VIN), effective date, and expiration date of the policy.


Insurance card, copy of insurance policy or letter from your insurance company on the company's letterhead including a description of the vehicle with the following information: year, make, model, vehicle identification number (VIN), effective date, and expiration date of the policy.New residents to the State of Colorado must have a complying insurance policy on their vehicle pursuant to C.R.S. 42-3-105(1)(d) before the vehicle can be registered in Colorado. Out-of-state insurance policies cannot be accepted.


If you are a resident of the City and County of Denver currently serving in-state in the military, simply follow the same registration process outlined for new or used vehicle registration and registration renewals.


Please visit mydmv.colorado.gov to renew online. Not all plate types will qualify and the ability to renew online depends on whether you need proof of insurance or an emissions test. If you are unable to renew online please call 311 because you may still be able take advantage of the other methods we offer.


Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license.


You must register your vehicle at the DMV within 180 days of the effective date on your insurance ID card. Bring one copy or form of your Insurance Identification Cards with you. The DMV office will keep the paper card. Keep the other paper card with the vehicle as your proof of insurance. Anyone operating your vehicle must be able to provide proof of insurance while they are operating the vehicle.


When you buy a used vehicle, the dealer must certify, in writing, that it is "in condition and repair to render, under normal use, satisfactory and adequate service upon the public highway at the time of delivery." The dealer certification covers the entire vehicle except items that would be obvious to the customer before the sale, such as torn upholstery, missing hubcaps, etc. The vehicle also must have all safety equipment and emissions controls required by state and federal laws for the vehicle's model year.


If a lien is being recorded or the dealer issued number plates, the dealer MUST handle the registration for you. The dealer may charge you up to $175 for this service, plus the actual fees for the vehicle's Certificate of Title (MV-999), registration, and license plates. As a customer courtesy, a registered dealer may submit your completed Vehicle Registration/Title Application (MV-82) to the DMV. The dealer also may provide a temporary certificate of registration and, if needed, new license plates.


A vehicle with this label has been repaired or constructed with a glider kit, but not one manufactured in two or more stages. A glider kit includes all components of a vehicle except the power train. It is generally used to rebuild heavy trucks or tractors that have been extensively damaged. Passenger cars built from custom kits are not considered reconstructed vehicles.


Vehicle price is not controlled by any government agency. Take time to choose a vehicle that meets your needs and budget. Before you buy a vehicle, compare prices by checking newspaper ads and visit a number of dealers and/or private sellers. Then take it for a test drive. If you are knowledgeable, examine the engine, transmission, drive axles, steering and suspension, brakes and electrical system. If you do not know what to look for, it may be wise to pay a professional automotive technician to examine the vehicle.


For a used vehicle purchased from a New York State registered dealer - the proof of ownership is the Certificate of Title (MV-999), or a transferable registration for 1972 and older models, signed over to the dealer, and the dealer's Certificate of Sale (MV-50) showing ownership transfer to you. The dealer must complete, and you must acknowledge by signing, the appropriate odometer and damage disclosure statements.


For a used vehicle bought from a private seller - the proof of ownership is the Certificate of Title (MV-999), or a transferable registration for 1972 or older models, signed over to you. The seller must complete, and you must acknowledge by signing, the appropriate odometer and damage disclosure statements.


Turn in the plates to a motor vehicle office unless you are transferring them to a replacement vehicle. Always turn in your plates before you cancel liability insurance or before the insurance lapses. If you do not, your registration will be suspended, and your driver license could be suspended as well.


New York State's new and used car lemon laws provide legal remedies for consumers who buy or lease cars. If a car does not live up to the written warranty and cannot be repaired - or if it has not been repaired correctly after a reasonable number of attempts - the consumer could receive a refund or replacement car.


All right! You've got your budget together, you've found the perfect car and you're ready to buy. What do you need to bring with you to the dealership to make sure you can take your new vehicle home right away?


You have 15 days to apply for a new certificate of title. Upon sale or transfer of a vehicle, the registration for that vehicle is not valid. Therefore, any used vehicle that you purchase has an expired registration. You may not operate the vehicle until it is registered or until you purchase a Restricted Use 3-Day Permit, available at EZ Permit, or at any MVD or authorized third-party office.


If you bought the vehicle from a licensed dealer, the dealer will give you a Temporary Registration Plate that allows you to operate the vehicle for any purpose. If you purchased the vehicle from a private sale, you may obtain a Restricted Use 3-Day Permit, which is valid only for the purposes of vehicle inspection, emission testing, repairs needed to comply with inspection or emission rules, or to otherwise complete the registration process. The permit is available at EZ Permit or at any MVD or authorized third-party office. To operate the vehicle for any other purpose, you must first complete the registration process.


A new vehicle is a vehicle that has never been owned by anyone other than the dealer. To register your new vehicle, you will need to bring the following documents to a Service Oklahoma or Licensed Operator location:


A used vehicle is a vehicle that has been previously issued a registration to another individual in Oklahoma. To register your used vehicle, you will need to bring the following documents to Service Oklahoma or Licensed Operator location:


To apply for a duplicate Oklahoma title, a Form 701-7 - Application for Duplicate Certificate of Title for Vehicle/Boat/Motor must be completed and submitted to Service Oklahoma or any Licensed Operator. For current Oklahoma tax forms, visit the Forms page.If a vehicle has a lien, the title will go to the lienholder. The record owner or lienholder must sign the form and their signature(s) notarized by a Notary Public. If utilizing a Power of Attorney the Actual Notarized Power of Attorney, or a Certified Copy of the Power of Attorney, must also be submitted.As requested on the application, the vehicle identification number of the vehicle, or serial number of the boat or outboard motor is required. Please also include the current registration decal number.Either current Oklahoma registration, or evidence of out of state residency, is required before a duplicate title may be issued. Out of state residency may be evidenced by an out of state registration for the vehicle/boat/motor, a utility bill, rental agreement, or out of state driver license in the name of the record owner. If the Oklahoma registration is not current and out of state residency cannot be established, all delinquent Oklahoma registration fees and penalties will have to be remitted, along with an Oklahoma insurance verification form, in order for the duplicate title to be issued. 041b061a72


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